What is P&C (Property and Casualty) Insurance?

Property insurance and casualty insurance (also known as P&C insurance) are types of coverage that help protect you and the property you own.

Property insurance helps cover property you own like your home or your car. Property insurance typically covers damage or loss to buildings, equipment, and other physical assets owned. This could include coverage for events such as fires, natural disasters, or vandalism.

Casualty insurance means that the policy includes liability coverage to help protect you if you're found legally responsible for an accident that causes injuries to another person or damage to another person's belongings.

Property and casualty insurance are typically bundled together into one insurance policy.